Message from the President:

Welcome to Serenity First Financial, where we provide mortgage solutions for YOUR peace of mind.. We are located at 201 E. Main Street in historic, downtown Westminster, Maryland. We are proud to be serving Maryland and Virginia with over 40 years of mortgage experience. We have an extensive range of products including Conventional, FHA, and VA Home Mortgages as well as Commercial Mortgages. Feel free to browse our website, or call us now for a FREE quote! We look forward to working with you!

Toll Free 1-877-971-0777
Local (410) 871-9212

Chad Tracey
President
Serenity First Financial, LLC

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Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.